Oct
26
chingow
when I bought my coin gold was at 670 aprocamatly they charged me 10 dollars so I paid 680. Now when I retured gold what still again at 670 so I expected to pay a 10 dollar fee, this @#%C$% said Ill give you 540 for it , he then said how am I supposed to make a profit , I had to bargain with him like I was in tijuana. he gave me 630 . he is the only gold dealer in town is he useing his monoply or what when I lived in salt lake whether you bought or sold they would charge the same sellers finders fee , which is fine but 540! what s the point of even investing in gold or silver. I think he is just a crook or am I wrong?
when I bought my coin gold was at 670 aprocamatly they charged me 10 dollars so I paid 680. Now when I retured gold what still again at 670 so I expected to pay a 10 dollar fee, this @#%C$% said Ill give you 540 for it , he then said how am I supposed to make a profit , I had to bargain with him like I was in tijuana. he gave me 630 . he is the only gold dealer in town is he useing his monoply or what when I lived in salt lake whether you bought or sold they would charge the same sellers finders fee , which is fine but 540! what s the point of even investing in gold or silver. I think he is just a crook or am I wrong?
Oct
26
Gold Coins are the Safest and Most Risk Free Form of Investing Ones Savings
Filed Under Hobbies | Leave a Comment
Muna wa Wanjiru
Gold Coins rock, no doubt about it. Coins have been one of the oldest forms of money ,especially Gold coins Centuries ago Gold coins were used for money transaction, the usage of Gold coins as principal form of money was persistent for a very long time .Somewhere around 1933 most countries stopped using gold coins as their currency for money transaction.
The history of Gold coins goes back to 560BC , the first gold coins were invented by a Lydian king, King Croesus.Today Gold coins may not be a part of our currency, but are a major form of investment.
Gold coins are known to be the safest and most risk free form of investing ones savings.
Value of a the Gold coin depends on numerous factors such as its rarity uniqueness ,its history and its condition ,the amount printed on it also can throw some light on its value.
In 2002 July at Sotheby’s a very unknown antique 20$ Double Eagle Gold coin was sold for a remarkable price of $7,590,020 ,till date this is the most valuable coin ever found.
Gold coins which are used for investments in today’s times ,can be bought fro Banks or Jewelers, the value of these coins depends totally on the market value of metal gold .
With the constant up and down in the economy ,prices of Gold too keep fluctuating. Every country today has its own mark of Gold coins ,these coins are embarked with the countries specification. For example United States is known for its American Eagle Coin ,Canada for its Maple leaf Gold coin, Australia for its Australian Kangaroo Gold coin China for its China Panda Gold coin ,Austria for its Austrian Philharmonic Gold coins South Africa for its Krugerrand Gold coin and Europe for its Euro Gold coin, Switzerland for its Swiss Vreneli Russia for its Russian Chervonets UAE for its Gold Dinar..
The American Gold Eagle is the official gold ingot of United States ,certified by the Gold Bullion Coin Act 1985.This Gold coin was first coined I 1986 by the United states Mint .This coin comes In various denominations and is made in 22 carat fine gold.
Canadian regime in 2007 coined a 100kg gold coin ,pricing it at $1,000,000,though the gold market rate was $2milion at that time .This gold coin was produced to promote a new range of
Canadian Gold Maple Leaf coins.
Gold coins ca be collectors gold coins with high market value for its historical significance or gold bullion coins which are nowadays used as a safe risk free form of investment.
Gold ingots OR Gold coins are made in variations of Kilograms or Ounce ,I Kilograms they can range from 5gms onwards ,I ounce it is half ounce ,quarter and one-tenth ounce.
These gold coins do not have a printed value o them as the value depends on the weight of the coin and the current market rate. Gold under ISO 4217 has an international currency code of XAU.
Most countries have one design printed on their gold coins ,which remains constant every year ,some countries also produce new prints on their Gold coins for showcasing the significance of that particular year ,as every coin in most case has a date printed on it.
Nowadays ,Gold colored coins ,coins not made out of gold have made an appearance in currencies of many countries.
Gold Coins – hold on to ‘em!
Gold Coins rock, no doubt about it. Coins have been one of the oldest forms of money ,especially Gold coins Centuries ago Gold coins were used for money transaction, the usage of Gold coins as principal form of money was persistent for a very long time .Somewhere around 1933 most countries stopped using gold coins as their currency for money transaction.
The history of Gold coins goes back to 560BC , the first gold coins were invented by a Lydian king, King Croesus.Today Gold coins may not be a part of our currency, but are a major form of investment.
Gold coins are known to be the safest and most risk free form of investing ones savings.
Value of a the Gold coin depends on numerous factors such as its rarity uniqueness ,its history and its condition ,the amount printed on it also can throw some light on its value.
In 2002 July at Sotheby’s a very unknown antique 20$ Double Eagle Gold coin was sold for a remarkable price of $7,590,020 ,till date this is the most valuable coin ever found.
Gold coins which are used for investments in today’s times ,can be bought fro Banks or Jewelers, the value of these coins depends totally on the market value of metal gold .
With the constant up and down in the economy ,prices of Gold too keep fluctuating. Every country today has its own mark of Gold coins ,these coins are embarked with the countries specification. For example United States is known for its American Eagle Coin ,Canada for its Maple leaf Gold coin, Australia for its Australian Kangaroo Gold coin China for its China Panda Gold coin ,Austria for its Austrian Philharmonic Gold coins South Africa for its Krugerrand Gold coin and Europe for its Euro Gold coin, Switzerland for its Swiss Vreneli Russia for its Russian Chervonets UAE for its Gold Dinar..
The American Gold Eagle is the official gold ingot of United States ,certified by the Gold Bullion Coin Act 1985.This Gold coin was first coined I 1986 by the United states Mint .This coin comes In various denominations and is made in 22 carat fine gold.
Canadian regime in 2007 coined a 100kg gold coin ,pricing it at $1,000,000,though the gold market rate was $2milion at that time .This gold coin was produced to promote a new range of
Canadian Gold Maple Leaf coins.
Gold coins ca be collectors gold coins with high market value for its historical significance or gold bullion coins which are nowadays used as a safe risk free form of investment.
Gold ingots OR Gold coins are made in variations of Kilograms or Ounce ,I Kilograms they can range from 5gms onwards ,I ounce it is half ounce ,quarter and one-tenth ounce.
These gold coins do not have a printed value o them as the value depends on the weight of the coin and the current market rate. Gold under ISO 4217 has an international currency code of XAU.
Most countries have one design printed on their gold coins ,which remains constant every year ,some countries also produce new prints on their Gold coins for showcasing the significance of that particular year ,as every coin in most case has a date printed on it.
Nowadays ,Gold colored coins ,coins not made out of gold have made an appearance in currencies of many countries.
Gold Coins – hold on to ‘em!
Oct
25
US Gold Coins
Filed Under Collecting | Leave a Comment
Peter Gitundu
Developing a hobby of collecting gold coins can prove to be a very expensive one. US gold coins are fascinating, so you find that many people who come across them and can afford to collect, start doing so if they are interested.
Gold makes the world go round, remember the gold rush? That changed the destiny of many families. Have you seen how people react to gold? Even those who pretend to not even be remotely interested? From gold nuggets, to gold bars, golden biscuits and gold coins. Gold was actually used to make coins that were in mass circulation until it was phased out and metals and materials such as copper, nickel, silver and paper. When any trading was done with gold, it was the intrinsic value that was taken into account. With paper money however, it’s the promise of the value to be paid by the government which takes precedence.
During the depression, in 1933, gold coins stopped being minted in an attempt to take the economy out of its slump. In view of this, it was then illegal to be in possession of gold bullions or coins, and most US gold coins were recalled and melted. This is the reason for the rarity and scarcity of these coins. Those that were kept however go for ridiculous amounts. A 1933 US Saint Gaudens Gold Eagle was auctioned for seven and a half million dollars. Some US gold coins are more valuable than others, and more in demand so they don’t all cost the same.
Developing a hobby of collecting gold coins can prove to be a very expensive one. US gold coins are fascinating, so you find that many people who come across them and can afford to collect, start doing so if they are interested.
Gold makes the world go round, remember the gold rush? That changed the destiny of many families. Have you seen how people react to gold? Even those who pretend to not even be remotely interested? From gold nuggets, to gold bars, golden biscuits and gold coins. Gold was actually used to make coins that were in mass circulation until it was phased out and metals and materials such as copper, nickel, silver and paper. When any trading was done with gold, it was the intrinsic value that was taken into account. With paper money however, it’s the promise of the value to be paid by the government which takes precedence.
During the depression, in 1933, gold coins stopped being minted in an attempt to take the economy out of its slump. In view of this, it was then illegal to be in possession of gold bullions or coins, and most US gold coins were recalled and melted. This is the reason for the rarity and scarcity of these coins. Those that were kept however go for ridiculous amounts. A 1933 US Saint Gaudens Gold Eagle was auctioned for seven and a half million dollars. Some US gold coins are more valuable than others, and more in demand so they don’t all cost the same.
Oct
25
Life after 45
Should I invest in some Canada Maple Leaf Gold coins with my rebate check from uncle scam? (I’m a USA Citizen, but Canada Gold is 24K/Pure……)
Should I invest in some Canada Maple Leaf Gold coins with my rebate check from uncle scam? (I’m a USA Citizen, but Canada Gold is 24K/Pure……)
Do you think gold will continue to go up in the next 5-10 years as it has historically? Why or why not please, thanks! 
Oct
24
flyers_88_99
Whats the best way to start? Is it better to buy bullion bars or coins? Does it matter what kind of coins? For example, Gold American Eagles over American Buffalos?
Whats the best way to start? Is it better to buy bullion bars or coins? Does it matter what kind of coins? For example, Gold American Eagles over American Buffalos?
Why does the face value of an American Eagle 1oz. is $50 when gold is worth almost $900, and the same thing with the rest of the American Eagle coins?
Oct
24
How About Gold Coin Collecting?
Filed Under Business | Leave a Comment
Christian Okoye
Coin collecting today is still a hobby that many people enjoy. One of the most precious and most expensive collections that anyone can ever have are those of gold coins. The most expensive gold coin ever bought was worth around eight million dollars. This was the American 1933 Gold Eagle. This is why the collecting of gold coins deserves to be called the hobby of kings.
WE all know that Coin collecting is something that dates back to the when coins were first issued for trade. It was only in the Middle Ages that people turned this into a hobby because of the art work and the historical value.
Needless to say, gold coins were one of the oldest forms of money. This was later followed by silver coins. Gold coins were in circulation in the United States from 1838 to 1933. The design was the Liberty Head bust but this was only made until 1907. The design was then changed to the Indian Head and Saint Gaudens motifs and was used until 1933 when the Great Depression began. This prompted the recall of gold coins which makes them very difficult to find today.
Since these are no longer in circulation, the price for one of this rare commodity is quite high. Gold is now used for other things such as jewelry or bars that people retain as an investment.
South Africa minted its first gold coin called the Krugerrand in 1967. This coin has no face value but merely stands as a symbol. It is made of 1 ounce of gold and can be purchased for investment purposes.
Since then other countries also minted bullion coins. Canada made the Gold Maple Leaf in 1979 and Australia made the Nugget in 1981. These two are much more popular than the South African coin because of its 24 carat purity.
A lot of people retain gold today as an investment because they speculate that the demand will cause its market value to increase. Others hold it as a form of insurance should the financial situation become worse. There was a point in time when the more paper money that was made, the higher the price of gold which maintained gold and cash as equal value. After this standard ended in 1971, this enabled government to produce more paper currency without increasing the price of gold.
Most coin collectors just keep them to remember that people once used them Since gold coins can longer be used to purchase merchandise.
Coin collecting today is still a hobby that many people enjoy. One of the most precious and most expensive collections that anyone can ever have are those of gold coins. The most expensive gold coin ever bought was worth around eight million dollars. This was the American 1933 Gold Eagle. This is why the collecting of gold coins deserves to be called the hobby of kings.
WE all know that Coin collecting is something that dates back to the when coins were first issued for trade. It was only in the Middle Ages that people turned this into a hobby because of the art work and the historical value.
Needless to say, gold coins were one of the oldest forms of money. This was later followed by silver coins. Gold coins were in circulation in the United States from 1838 to 1933. The design was the Liberty Head bust but this was only made until 1907. The design was then changed to the Indian Head and Saint Gaudens motifs and was used until 1933 when the Great Depression began. This prompted the recall of gold coins which makes them very difficult to find today.
Since these are no longer in circulation, the price for one of this rare commodity is quite high. Gold is now used for other things such as jewelry or bars that people retain as an investment.
South Africa minted its first gold coin called the Krugerrand in 1967. This coin has no face value but merely stands as a symbol. It is made of 1 ounce of gold and can be purchased for investment purposes.
Since then other countries also minted bullion coins. Canada made the Gold Maple Leaf in 1979 and Australia made the Nugget in 1981. These two are much more popular than the South African coin because of its 24 carat purity.
A lot of people retain gold today as an investment because they speculate that the demand will cause its market value to increase. Others hold it as a form of insurance should the financial situation become worse. There was a point in time when the more paper money that was made, the higher the price of gold which maintained gold and cash as equal value. After this standard ended in 1971, this enabled government to produce more paper currency without increasing the price of gold.
Most coin collectors just keep them to remember that people once used them Since gold coins can longer be used to purchase merchandise.
Oct
23
How to invest in Gold ?
Filed Under Investing | 6 Comments
Auzbee
I am planning to invest some percentage of my savings into Gold.
1. How do I learn more about investing in Gold? What are the sites and procedures to make Gold investments?
2. Should I buy Gold (bars/coins etc) or invest in Gold funds?
3. Typically what percentage of your portfolio would you invest in Gold if you were to?
4. Are there any tax liabilities/exemptions from investing in Gold?
I am planning to invest some percentage of my savings into Gold.
1. How do I learn more about investing in Gold? What are the sites and procedures to make Gold investments?
2. Should I buy Gold (bars/coins etc) or invest in Gold funds?
3. Typically what percentage of your portfolio would you invest in Gold if you were to?
4. Are there any tax liabilities/exemptions from investing in Gold?
Oct
22
Gold Coins Collectors
Filed Under Finance | Leave a Comment
Tim Anderson
ecting is said to be the “Hobby of the Kings.” Coin collecting is different from money collecting. Collecting coins as an art form can be traced back to the 14th century. Today, people all over the world are collecting coins. Some collect it for their value, some just for the fun that they get from getting their hands on coins.
Most coin collectors, start out as informal coin collectors. They are leisurely collectors which do not have a specific goal in collecting coins. They collect coins from different countries or from different time periods as opposed to
an advanced coin collector who will collect coins with a specific target in mind. He may want to collect coins from a certain nation, or a certain time period. Many coin collectors would want to collect coins from a certain country during a certain period of time. This kind of coin collection lets the collector travel around the globe through the coins. People may want to collect coins from countries they had visited.
Another way of collecting coins is by taking history in mind. Many coin collectors engage in collecting coins during a certain period in history such as wars or Declarations of Independence.
Error coins
There are people who find coins with errors because these kinds of coins are rare now.
There are many ways to collect coins. One must feel the urge to obtain a hobby first before he decides whether to stick with it or not. Coin collecting can require certain amounts of money and the collector must be wise in engaging in such a hobby.
Numismatics today is a hobby that many people enjoy. One of the most cherished and most valuable collections that anyone can ever have are those of gold coins. The most expensive gold coin ever bought was worth around eight million dollars. This was the American 1933 Gold Eagle. This is why the collecting of gold coins deserves to be called the hobby of kings.
Since gold coins are no longer in circulation, the price for one of this rare commodity is quite high. Gold is now used for other things such as jewelry or plates that people retain as an investment.
Since gold coins can no longer be used to purchase merchandise, most coin collectors just keep them to remember that people had once used them.
A lot of people keep gold today as an investment because they assume that the demand will cause its market value to increase. Others hold it as a form of insurance should the financial situation become worse. Even billionaire Soros recommends investing in gold, including buying gold coins this days. Soros is so good at understanding the economy, he was even able to drug down 12% British pounds and make more than 1 billion in one day! This is why when he speaks about economy, the whole world is listening.
ecting is said to be the “Hobby of the Kings.” Coin collecting is different from money collecting. Collecting coins as an art form can be traced back to the 14th century. Today, people all over the world are collecting coins. Some collect it for their value, some just for the fun that they get from getting their hands on coins.
Most coin collectors, start out as informal coin collectors. They are leisurely collectors which do not have a specific goal in collecting coins. They collect coins from different countries or from different time periods as opposed to
an advanced coin collector who will collect coins with a specific target in mind. He may want to collect coins from a certain nation, or a certain time period. Many coin collectors would want to collect coins from a certain country during a certain period of time. This kind of coin collection lets the collector travel around the globe through the coins. People may want to collect coins from countries they had visited.
Another way of collecting coins is by taking history in mind. Many coin collectors engage in collecting coins during a certain period in history such as wars or Declarations of Independence.
Error coins
There are people who find coins with errors because these kinds of coins are rare now.
There are many ways to collect coins. One must feel the urge to obtain a hobby first before he decides whether to stick with it or not. Coin collecting can require certain amounts of money and the collector must be wise in engaging in such a hobby.
Numismatics today is a hobby that many people enjoy. One of the most cherished and most valuable collections that anyone can ever have are those of gold coins. The most expensive gold coin ever bought was worth around eight million dollars. This was the American 1933 Gold Eagle. This is why the collecting of gold coins deserves to be called the hobby of kings.
Since gold coins are no longer in circulation, the price for one of this rare commodity is quite high. Gold is now used for other things such as jewelry or plates that people retain as an investment.
Since gold coins can no longer be used to purchase merchandise, most coin collectors just keep them to remember that people had once used them.
A lot of people keep gold today as an investment because they assume that the demand will cause its market value to increase. Others hold it as a form of insurance should the financial situation become worse. Even billionaire Soros recommends investing in gold, including buying gold coins this days. Soros is so good at understanding the economy, he was even able to drug down 12% British pounds and make more than 1 billion in one day! This is why when he speaks about economy, the whole world is listening.
Oct
22
Dave Simpson
One way to diversify your investments is to purchase various stocks in many different industries. Alternatively, you could purchase bonds, invest in various money market accounts, or even in real estate. The key is to invest in several different areas – not just one.
There has been a great deal of research done over time, that consistently shows that investors who have diversified portfolios usually see more consistent and better returns on their investments than those who just invest in a single thing. By investing in several different markets, you will also be at considerably less risk.
For example, if you had invested all of your money in one stock – lets say Enron, and that stock took a significant plunge – as Enron did(!!) then you will find that you would have lost most if not all of your money. On the other hand, if you had invested in ten different stocks, and nine were doing well while one plunged, you would still be in reasonably good shape.
A good diversification will usually include stocks, bonds, real property, cash, and todays hottest investment – gold – but this diverse strategy will take time. Depending on how much you have to initially invest, you may have to start with one type of investment, and invest in other areas as time goes by.This is okay, since if you can divide your initial investment funds among various types of investments, you will find that you have a lower risk of losing your money, and over time, you will see better returns.
A simple way to diversify your portfolio is to buy gold coins. Gold is a very attractive propsition just now as the spot price nudges every closer to $1000 an ounce, and returns of 30% a year are not unheard of. Gold coins are a simple, safe and low cost way to add to your portfolio as they traditionally sell at good premiums over the market price of gold because of their looks, history and collectability. Krugerrands, Sovereigns, Doubloons and Gold Eagles, among many others are very popular choices.
One way to diversify your investments is to purchase various stocks in many different industries. Alternatively, you could purchase bonds, invest in various money market accounts, or even in real estate. The key is to invest in several different areas – not just one.
There has been a great deal of research done over time, that consistently shows that investors who have diversified portfolios usually see more consistent and better returns on their investments than those who just invest in a single thing. By investing in several different markets, you will also be at considerably less risk.
For example, if you had invested all of your money in one stock – lets say Enron, and that stock took a significant plunge – as Enron did(!!) then you will find that you would have lost most if not all of your money. On the other hand, if you had invested in ten different stocks, and nine were doing well while one plunged, you would still be in reasonably good shape.
A good diversification will usually include stocks, bonds, real property, cash, and todays hottest investment – gold – but this diverse strategy will take time. Depending on how much you have to initially invest, you may have to start with one type of investment, and invest in other areas as time goes by.This is okay, since if you can divide your initial investment funds among various types of investments, you will find that you have a lower risk of losing your money, and over time, you will see better returns.
A simple way to diversify your portfolio is to buy gold coins. Gold is a very attractive propsition just now as the spot price nudges every closer to $1000 an ounce, and returns of 30% a year are not unheard of. Gold coins are a simple, safe and low cost way to add to your portfolio as they traditionally sell at good premiums over the market price of gold because of their looks, history and collectability. Krugerrands, Sovereigns, Doubloons and Gold Eagles, among many others are very popular choices.
Oct
22
pintoo
Of all the different ways that we choose to buy gold, gold bullion is probably the best of the lot. You can also buy gold online either in the form of gold coins or gold bars or even purchase your share from a pool of people purchasing gold. Buying from the Mint or dealers is an easy option, provided you know the people who are genuine. Purchasing gold has its pros and cons as you can see.
Why Gold bullion
Purchasing gold coins and bars does attract a premium and this generally depends on the amount you want to purchase. The smaller the quantity the higher the premium per troy ounce is the tip for all who wish to make their purchases. Of course, the premium is one criterion that remains stable in most cases.
Gold bullion in general terms is an honest way to make money, perhaps the best form of money known to man. Because gold is rare and durable, it does not wear out at the same rate as other metals do. Thus buying and selling of gold is truly a profitable venture. Gold bullion is available through various means.
Taking a 10-ounce gold bullion bar of.995 fine purity as the standard, gold bars can be used for trading and storage, as well as for personal usage. With each gold bar hallmarked by leading refiners, manufacturers can easily use this as bullion after imprinting their own significant hallmark or stamp.
Benefits
Similar to stocks, gold bullion can be en-cashed at the prevailing market rates. Besides this, gold bullion bars are tangible assets, and have been the ideal investment in terms of value, security against inflation and in times of political uncertainty. They are superlative liquid investments with respect to financial security. Gold is easy to store and transport and is a good way to preserve one’s private wealth. As an investor, you need to be well versed with the bullion market trends so that you can get the added advantage of the best pricing. Experts observe that you should consider gold or gold-related investments as portfolio diversifiers for a rainy day. Placing hard-earned money in a fund that invests in gold directly allows you to be away from fluctuations in gold prices. You have a right to choose from several gold options for trading as regards monetary transactions and yet maximize profits.
So why gold bullion? That’s because cheap money and inflation makes gold bullion an attractive asset. Gold futures give you the leverage to the gold price, super-charging you with gains if you can call the short-term direction accurately. Think about it, your thought may be worth its weight in gold after all!
You can buy gold bullion coins at Capita Gold Group. Pintoo Albert is a writer for finance industry and writes articles for blogs, and magazines.
Of all the different ways that we choose to buy gold, gold bullion is probably the best of the lot. You can also buy gold online either in the form of gold coins or gold bars or even purchase your share from a pool of people purchasing gold. Buying from the Mint or dealers is an easy option, provided you know the people who are genuine. Purchasing gold has its pros and cons as you can see.
Why Gold bullion
Purchasing gold coins and bars does attract a premium and this generally depends on the amount you want to purchase. The smaller the quantity the higher the premium per troy ounce is the tip for all who wish to make their purchases. Of course, the premium is one criterion that remains stable in most cases.
Gold bullion in general terms is an honest way to make money, perhaps the best form of money known to man. Because gold is rare and durable, it does not wear out at the same rate as other metals do. Thus buying and selling of gold is truly a profitable venture. Gold bullion is available through various means.
Taking a 10-ounce gold bullion bar of.995 fine purity as the standard, gold bars can be used for trading and storage, as well as for personal usage. With each gold bar hallmarked by leading refiners, manufacturers can easily use this as bullion after imprinting their own significant hallmark or stamp.
Benefits
Similar to stocks, gold bullion can be en-cashed at the prevailing market rates. Besides this, gold bullion bars are tangible assets, and have been the ideal investment in terms of value, security against inflation and in times of political uncertainty. They are superlative liquid investments with respect to financial security. Gold is easy to store and transport and is a good way to preserve one’s private wealth. As an investor, you need to be well versed with the bullion market trends so that you can get the added advantage of the best pricing. Experts observe that you should consider gold or gold-related investments as portfolio diversifiers for a rainy day. Placing hard-earned money in a fund that invests in gold directly allows you to be away from fluctuations in gold prices. You have a right to choose from several gold options for trading as regards monetary transactions and yet maximize profits.
So why gold bullion? That’s because cheap money and inflation makes gold bullion an attractive asset. Gold futures give you the leverage to the gold price, super-charging you with gains if you can call the short-term direction accurately. Think about it, your thought may be worth its weight in gold after all!
You can buy gold bullion coins at Capita Gold Group. Pintoo Albert is a writer for finance industry and writes articles for blogs, and magazines.